If you’re one of the millions of Apple Card users out there, you might have been wondering if it’s possible to download a file of your transactions to work with manually or import into expenses management software. Well, wonder no more! As announced by Apple, users will now be able to export monthly transactions to a downloadable spreadsheet that can be used with their personal budgeting apps or sheets.
The Need for Spreadsheets in Fintech
When I asked for recommendations for a Mint replacement in my financing and budgeting routine, many of the responses highlighted just how popular spreadsheet-oriented tools are in the market. Mint accepts imports, as do other popular tools like Clarity Money, YNAB (You Need a Budget), and Lunch Money. Personal solutions such as Google Sheets or other spreadsheet programs also support imports.
However, one tool that I got the most recommendations for, Copilot, does not currently support importing spreadsheets. But don’t worry! Founder Andres Ugarte told me that they’re happy to see the download feature appear because it lets users monitor their finances on their own terms. "Apple Card support has been a top request from our users," he said, "so we are very excited to provide a way for them to import their data into Copilot."
Exporting Transactions as a CSV File
To export your monthly transactions as a spreadsheet:
- Open the Wallet app on your Apple device.
- Tap on ‘Apple Card.’
- Tap on ‘Card Balance.’
- Select one of the monthly statements.
- Tap on ‘Export Transactions.’
If you don’t have a monthly statement yet, this feature won’t be available until you do. Once you’ve exported your transactions, you’ll be able to view them in a standard share sheet where you can email or send the file as you normally would.
Future Improvements: OFX Support
The current format for exporting transactions is CSV (Comma Separated Values), but don’t worry – Apple has announced that an OFX (Open Financial Exchange) option will be available in the near future. This means that users will have even more flexibility when it comes to importing their data into various budgeting apps or spreadsheets.
What This Means for Users
If you’re using a tool or spreadsheet setup that would benefit from being able to download a monthly statement of your Apple Card transactions, then this feature is exactly what you’ve been waiting for. On the other hand, if you use a tool that requires something more along the lines of API-level access, like something using Plaid or another account linking-centric tool, then you’ll have to wait longer.
When Will We See API-Level Access?
Unfortunately, Apple hasn’t provided any information on when we can expect to see API-level access for exporting transactions. However, given that the team is continually launching new features, it’s safe to assume that this will arrive at some point in the future.
Conclusion
With the ability to export monthly transactions to a downloadable spreadsheet, Apple Card users now have even more control over their finances. Whether you’re using Mint, Clarity Money, YNAB, or another tool, you’ll be able to import your data and track your spending with ease. And who knows – maybe this will inspire developers to create even more innovative budgeting apps and spreadsheets!